You get a simple, affordable, immediate
way to pay for healthcare with loans and lines of credit to $25,000.*
With a monthly payment plan, our program lets you budget intelligently
for the quality healthcare you deserve.
*Receipt of maximum credit line subject to creditworthiness standards.
**Other loans and terms are available; please
call for details
How do I make my payments?
You will receive a statement in the
mail each month. Remit your payment by its payment due date.
What is the Interest Rate?
The Annual Percentage Rate can vary
depending upon creditworthiness, the amount borrowed, and the term
of the loan. PFS will always work very hard to keep the costs as
low as possible.
How many payments will there be?
The number of monthly payments depends
upon the amount borrowed and your ability to pay. Typically it is
between 24 and 84 months. If you choose to reaccess the account
your payment amount and term will change.
What happens if I pre-pay?
You can do so without penalty. Plus,
if you pay more than required on a monthly basis, you may save even
more money by paying off your balance early.
How do I apply?
Simply ask your doctor, apply online
from this site, call our toll-free number, or fax/mail the application
on the inside of our brochure.
How long does it take to get a
decision?
Generally we have an answer within
minutes; if you apply online, you can receive an answer within seconds!
After approval, the loan process can begin immediately.
Call PFS toll free at
1-888-PFS-FOR YOU (888-737-3679)
